Gameplay Debt

[Trekkan]

Debt & Credits – The Cost of Command​

Every captain starts in debt, the Federation doesn’t give out warships for free. You’ve got 30 days to repay your ship loan before a 5% daily interest kicks in.

You can repay your debt at The First Bank of Terra (Sector 3).

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Other Ways to Rack Up Debt

• Federation fines
• Emergency tows
• Legal fees (you’ll know when)

Stay on top of it, because high debt comes with consequences.

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What Happens If You Owe Over 15,000,000 Credits

If your total debt exceeds 15 million credits, the Federation steps in:

• Cargo prices increase by 10% when buying
• 5% goes to Federation war taxes
• 5% goes directly toward paying down your debt

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Debt isn’t the end of your journey, but ignore it too long, and the galaxy gets a whole lot more expensive.

Fly smart. Pay early. Stay free.